Terms & Conditions

1. RULES AND DEFINITIONS

1.1 "Company" shall mean NobelOne Inc. (Nobel) including any of its affiliated entities, an organization marketing telecommunications products and services to consumers through independent Affiliates. The stated terms and conditions apply to all of the Company's Independent Affiliates. The Company, in its sole discretion, reserves the right to accept or reject any Independent Affiliate application.

1.2 "Affiliate" shall mean an Affiliate who is an individual or entity that: (i) has accepted and agreed to be legally bound by the terms and conditions of the Company's Affiliate Agreement (the "Agreement") and (ii) has been accepted by the Company as an Affiliate. The Affiliate shall have legal capacity and shall have attained legal age to work and enter into contracts in the state or other authoritative locale in which the Affiliate markets the Company's and Providers' products and services.

1.3 YOU MUST READ THESE TERMS AND CONDITIONS OF USE BEFORE USING THIS SITE. If you use the Nobel web sites, www.nobelcom.com or www.enjoyprepaid.com, (the "Site" or Sites), you are agreeing to abide by all of the provisions set forth in this Agreement between you and NobelOne Inc.

1.4 NobelOne Inc. (Nobel) is based in Newark, Delaware. Nobel makes no claims that the Content (see Section 2.1) is appropriate or that it may be downloaded or used outside of the United States. Access to the Content or Product (see Section 2.3) may not be legal by certain persons or in certain countries. If you access the site from outside the United States, you do so at your own risk and are responsible for compliance with the laws of your jurisdiction.

1.5 Nobel may change, add, or remove portions of this Agreement at any time, but if it does so, it will post such changes on the site.

1.6 Nobel may discontinue, change, or suspend any aspect of the site at any time. Nobel may change, discontinue, or suspend the availability of any database, Content, feature, or Product of the Site. Nobel may impose limits on features, including services, use, or restrict your access to parts or the entire Site without notice or liability. Any such amendments or modifications shall become effective immediately upon the Company's posting on the Nobel Websites unless another effective date is specified. Each Affiliate reaffirms the Acceptance of this Agreement with Company, as modified, upon each and every occasion that the Affiliate uses the Fee-Free Website and specifically when accepting, endorsing or negotiating the monthly compensation payments issued and delivered by Company to the Affiliate.

1.7 From time to time and without prior notice, Nobel reserves the right to change products and services and/or modify pricing of products and services that are offered by the Company. Any such changes or modifications shall become effective immediately upon the Company's posting on the Nobel Websites unless another effective date is specified.

2. NOBEL CONTENT & PRODUCT

2.1 The Content and Product contained in the Site are intended for your informational, demonstration, and shopping purposes only. All materials on the Site (including, but not limited to articles, photographs, images, illustrations, audio clips, video clips, graphics, sound, music, text, demonstration programs, downloadable items, software and underlying code, also known as the "Content") are protected by copyright, and owned or controlled by Nobel or the party credited as the provider of the Content. You must abide by all additional trademark, service mark, patent, copyright notices, information, or restrictions contained in any Content accessed through the site.

2.2 Nobel does not warrant that Content contained in this Site will satisfy your requirements or that they are error or defect-free. Before using you should consult an Information Technology Professional to determine what your needs are. You assume responsibility for any use of Content.

2.3 The site and its Content are protected by copyright pursuant to U.S. and international copyright laws, and title to the Content shall not pass to you or any other user. You may not modify reverse-engineer, disassemble, decompile, transcribe, store in a retrieval system, translate into any language or computer language, and re-transmit in electronic support, mechanical, photo reproduction, and recordation. Or, publish, transmit, participate in the transfer or sale of, reproduce (except as provided in Section 2.5 of this Agreement), create new works from, including derivative works, perform, display, distribute, or in any way exploit or alter, any of the Content or Product (Product includes, but id not limited to, calling cards) or the site in whole or in part. Use of the Content or Product in a networked environment is prohibited. None of the Content or Product may be resold or redistributed without the prior written consent of Nobel except that you may reproduce as provided herein.

2.4 Content or Product is subject to change without notice at the sole discretion of Nobel. If you violate any of the provisions contained in this User Agreement, your permission to use the Content or Product automatically terminates and you must immediately destroy any copies you have made of any portion of the Content or Product.

2.5 You may download or copy the Content, in accordance with the provisions contained by the site for information, demonstration, and shopping purposes only, provided that each such copy contain the copyright notice as it appears in the original Content or Product. Copying or storing of any Content for other than information, demonstration, and shopping purposes is expressly prohibited.

2.6 Some of the Content and Product are furnished by third party providers. These third party providers will not be liable for any inaccuracies or defects.

3. PRIVACY STATEMENT AND POLICIES

NobelOne Inc., NobelOne Inc., ("Nobel", "we", or "our"), and its Customers, Partners, Suppliers, and Affiliates recognize and respect the privacy expectations of our customers. The following must be read and assented to for you to use our site. By using the Site, you are stating that you have read and you are agreeing to the following:

3.1 Customer Privacy

Nobel is the sole owner of the information collected on this site. We will not sell, share, or rent this information to others in ways different from what is disclosed in this statement.

3.1.1 Information Collected

Nobel can collect information from our users at several different points on our web site. We collect, retain, and use information about you for administering our relationship with you. In order to administer our relationship with you, it is necessary for you to provide certain information upon using portions of our Site. Such information includes your name (either your name, company, or organizations name), address, phone number, e-mail address, and other information gathered through the applicable process.

3.1.2 Information Automatically Placed On Your Hard Drive (Cookies)

In order to provide service to you, we require that a cookie be transferred to your computer's hard disk for record keeping purposes. The Cookies capture your e-mail address and your first and last name. Cookies allow you to access our site easier by storing your password on your computer so that you do not have to enter your password each time you log onto our site. To gain access to our Site, your computer must accept Cookies.

3.1.3 Non-Personally-Identifiable Information Collected Automatically (IP Addresses)

We collect IP addresses. Collection of IP addresses allows us to monitor fraud on our Site.

3.1.4 Children

Nobel does not intend to collect personally identifiable information (name, address, telephone number, or e-mail address) from individuals under the age of eighteen. If a child has provided us with personally identifiable information, a parent or guardian of that child should contact us at the e-mail address listed in the "Accuracy of Information Collected" section if they would like the information deleted from our records. We will use reasonable efforts to delete the information regarding the child from our files.

3.1.5 Accuracy of Information Collected

We continually strive to maintain accurate and complete information about our users, members, customers, and clients. Should you believe that information is inaccurate or incomplete, you should notify help@Nobelaffiliates.com with concerns and the accurate information. We will use reasonable efforts to correct the incorrect information.

3.1.6 Newsletter

If a member wishes to subscribe to our newsletter, we ask for contact information such as name and email address. We send all new members a welcoming email to verify password and username. Members will occasionally receive information on products, services, special deals, and a newsletter. You may unsubscribe from this service at any time following the instructions provided in these emails.
Note: E-mail sent to Nobel may be used to answer questions, to follow up on questions and/or to improve the level of service provided to users. E-mail is not secure and is subject to interception by unauthorized individuals. If you wish to send personal or sensitive information, it should be sent by postal mail or phone via customer service.

3.2 Security

We maintain security measures to protect your information from loss, misuse, and alteration of information under our control. Our site employs SSL 128 bit encryption when private information is passed from you to us. The level of encryption you ultimately obtain is dependent upon your browser's capabilities.
If you have any questions about security at our web site, please send an email to:help@Nobelaffiliates.com

3.3 Sharing of Information

3.3.1 NobelOne Inc.

Within Nobel, any employee access to customer information is for business purposes only and is based on a need to know basis. This information is shared with Affiliates so that we can provide services and products that meet your circumstances and needs.

3.3.2 Third Parties

We enter into agreements with outside companies to provide services to our users. When we enter into such agreements, we require that these companies adhere to the same strict privacy standards in regards to the security and confidentiality of your information. We also do not allow such third party companies to disseminate your information to any other party.

3.3.3 Unaffiliated Third Parties

As a service to our users, we collaborate with unaffiliated third parties to offer products and services. At no time is your confidential information provided to these third parties.

3.3.4 Call Records

We do not currently offer call records, either printed or online. In compliance with the privacy regulations protecting unlisted telephone numbers, customer service is not able to release complete phone numbers from the detailed records of a prepaid phone card account. However, we can provide limited information. If you have specific questions regarding one call, you may call the customer service number listed with your order. On a limited basis, a representative can tell you the Date, Time, and Duration of call, Originating area code, and Destination area code only. For additional call detail information, or for more information than for one or two phone calls per record, go to your local law enforcement office to apply for a subpoena. Law enforcement officers or your legal counsel can contact us for instructions on where to submit the subpoena.

3.4 Legally Required Disclosure

There may be occasions where we are legally required to disclose information about you, such as in response to a subpoena, to prevent fraud, or to comply with a legally permitted inquiry by a governmental agency.

3.5 Opt In/Out

Our site provides an opportunity to opt-out of receiving communications from us and our partners at the point where we request information about you. Further, by not opting-out at the applicable places, you are opting-in to our use of your private information as laid out in this privacy statement and policy.

3.6 Link To This Site

If you linked to this site from another site, use of that site is subject to the privacy statement and policies of that site.

3.7 Link To Other Site

This web site contains links to other sites. Please be aware that Nobel is not responsible for the privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of each web site that collects personally identifiable information. This privacy statement applies solely to information collected by this Site.
Note: Use of this Site constitutes consent to monitoring. All web site traffic on this site is monitored for copyright, security, and statistical purposes. Unauthorized attempts to upload or change information, to download the entire web site, or otherwise cause damage are strictly prohibited and may be punishable under any applicable local, state, federal, and/or international laws.

4. PAYMENT TERMS

4.1 Commissions

Definitions:
Customers: Account holders and end users of NobelCom or EnjoyPrepaid products or services other than Affiliate; the owners, officers, and directors of affiliate; and any person or entity affiliated with Affiliate.
New Orders: New Commissions are defined as sales generated from Customers whom are brand new accounts to NobelCom or EnjoyPrepaid.
Repeat Orders: Repeat Commissions are defined as sales generated from existing NobelCom or EnjoyPrepaid accounts within the first 12 months after initial sign up.
Old Repeat Orders: Old Repeat Commissions are defined as sales generated from existing NobelCom or EnjoyPrepaid accounts after the first 12 months from initial sign up.
In order to receive commissions Affiliate must advertise on either NobelCom or EnjoyPrepaid accounts. Commissions will only be paid on accounts which the Affiliate has actively advertised. If Affiliate elects the option of advertising for both NobelCom and EnjoyPrepaid accounts, they will receive commissions on both accounts.
In no event will Affiliate be entitled to receive commissions based on the sales of NobelCom or EnjoyPrepaid products or services to Affiliate; the owners, officers, and directors of affiliate; or any person or entity affiliated with Affiliate.
In the event that Nobel in its sole and absolute discretion, determines that Affiliate has violated any of the terms and conditions set forth in this Agreement, Company may, without penalty, withhold any and all allegedly due commissions to Affiliate. From time to time in order to remain competitive in the ever changing telecommunication industry, it may become necessary for Nobel to modify the terms and conditions of this agreement and/or commissions with Affiliates. Nobel may, at any time and at its sole discretion, change commissions on a unilateral basis and will review commission rates on an annual basis. Nobel is not liable for any amounts owed to Affiliate until such time that payment is collected from respective customer(s). Payments made to the Affiliate are subject to charge-backs assessed by customers which may affect Affiliate's compensation. Nobel may also, at its sole discretion, withhold commissions on any orders which it has determined as illegitimate or fraudulent. In the event of a payment discrepancy of overpayment Nobel in its sole discretion reserves the right to exercise which Affiliate is overpaid, for whatever reason, Company reserves the right in its sole discretion to offset such overpayment using one or more of the following methods: (i) offset the amount of the overpayment against any of Affiliate's future owed commissions; or (ii) retroactively bill Affiliate for reimbursement. In the event that Nobel chooses to retroactively bill for reimbursement Affiliate, payment must be received within ten (10) days of receipt of invoice. All Late payments will be assessed a late charge of 1.5% per month or the maximum amount permitted by law, whichever is less.

4.2 Issuance of Payments

All affiliate payments will be made at the end of each subsequent month through direct deposit based on the information provided in the account. Payments will only be issued for commissions totaling at least $50.00 per month. If this minimum is not met, commissions will be rolled over and Affiliates will be paid on the month when commissions have exceeded the minimum. It is affiliates sole responsibility to update Nobel of any changes to contact or banking information by updating information online or providing written notice.
In the case Nobel is not able to issue the payment because of lack of information, the commission will be rolled until the information will be provided and the payment will be made in the next payment cycle.
Nobel uses Wire Transfer and Paypal as payment methods. The minimum amounts for a payment with Paypal or Wire Transfer is $50 for Paypal and $300 for Wire Transfer.

4.3 Compensation Eligibility

Maintaining existing Customer accounts and the acquisition of new Customer accounts are the main focus of Nobel to maximize benefits for both Nobel and its Affiliates. Compensation eligibility is conditional upon compliance with these Terms and Conditions as well as continued performance of Affiliates to bring in new customers. In order to receive Old Repeat Commissions, Affiliates must generate a minimum of one hundred ($100) dollars per month in new customer orders for Nobelcom products or a minimum of one hundred ($100) dollars per month in new customer orders for Enjoyprepaid products or they will not receive commissions on Old Repeat Orders for Nobelcom or Enjoyprepaid respectively. There are no minimums required for eligibility on New Commissions and Repeat Commissions. Nobel may revoke the Affiliate's eligibility for compensation in the event the Affiliate fails to or neglects to comply with the terms and conditions of this Agreement.
Once every year, Nobelcom will need to check your payment details. If we cannot verify this data with you, payments will be suspended until your details are confirmed. As soon as the verification is confirmed, all the due payments will be transferred to your account. This annual verification is necessary for us to prevent any fraud attempt or misplaced payments. Nobelcom will try to contact you by either phone or email, for a period of 20 business days. If we are not able to contact you using the contact information you have provided, then the payment hold will take effect.

5. COPYRIGHTS AND TRADEMARKS

5.1 Copyright Notice

Copyright 2002-2011 NobelOne Inc., 200 Continental Drive, Suite 401, Newark, Delaware 19713, USA. All rights reserved. All material on this site is owned by Nobel or its Customers, Partners, Suppliers, or Affiliates, and is protected by national and international copyright law. Unauthorized duplication or distribution is prohibited.

5.2 Trademarks

Nobel, Enjoy Prepaid, and NobelCom are trademarks of NobelOne Inc. The names of companies and products mentioned and contained on the Site may be the trademark of their respective owners.

6. IDEA SUBMISSIONS

Our policy is not to accept unsolicited ideas about new marketing, advertising, product, and/or packaging concepts and/or improvements. This policy is to avoid confusion about our ownership of new concepts. If you do send us a message about a proposed new idea, your message will be treated as non-proprietary and non-confidential and becomes our property and may or may not be used by us for any purpose without compensation to you.

7. REPRESENTATIONS AND WARRANTIES

7.1 You represent, warrant, and covenant: (a) that you are at least eighteen years old, (b) that all information provided by you is accurate and correct, and (c) that you will not infringe the right of any third party.

7.2 USE OF THIS SITE IS AT YOUR SOLE RISK. NOBEL DOES NOT REPRESENT OR WARRANT: THE ACCURACY OR RELIABILITY OF ANY CONTENT, INFORMATION, SERVICE, PRODUCT, SOFTWARE, OR DEMONSTRATION CONTAINED ON THE SITE. RELIANCE UPON SUCH CONTENT, INFORMATION, SERVICE, PRODUCT, SOFTWARE, OR DEMONSTRATION SHALL BE AT YOUR OWN RISK.

7.3 THE CONTENT, INFORMATION, SERVICES, PRODUCT, SOFTWARE, AND DEMONSTRATIONS, CONTAINED HEREIN AND PROVIDED ARE DONE SO ON AN "AS IS" BASIS WITHOUT ANY WARRANTIES OF ANY KIND. NOBEL AND ITS RESPECTIVE CUSTOMERS, PARTNERS, SUPPLIERS, AND AFFILIATES, fully PERMITTED BY LAW, DISCLAIM ALL WARRANTIES, EITHER EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT OF THIRD PARTIES' RIGHTS. NOBELCOM AND ITS RESPECTIVE CUSTOMERS, PARTNERS, SUPPLIERS, AND AFFILIATES MAKE NO REPRSENTATIONS OR WARRANTIES ABOUT THE RELIABILITY, COMPLETENESS, ACCURACY, SUITABILITY, CURRENTNESS, OR TIMELINESS OF THE CONTENT, INFORMATION, SERVICES, PRODUCT, SOFTWARE, AND DEMONSTRATIONS ON OR USING THE SITE.

7.4 NOBEL, ITS OFFICERS, DIRECTORS, EMPLOYEES, AFFILIATES, LICENSORS, AND/OR ITS RESPECTIVE CUSTOMERS, PARTNERS, SUPPLIERS, AND AFFILIATES AND SUPPLIERS SHALL IN NO EVENT BE LIABILE FOR ANY DAMAGES WHATSOEVER, INCLUDING, WITHOUT LIMITATION; INCIDENTAL AND CONSEQUENTIAL DAMAGES, DAMAGES RESULTING FROM LOST DATA OR BUSINESS INTERRUPTION, OR LOST PROFITS, RESULTING FROM THE USE OR NON-USE OF THE SITE OR THE CONTENT, INFORMATION, SERVICE, PRODUCT, SOFTWARE, AND DEMONSTRATIONS AND THE RELATED GRAPHICS CONTAINED THEREIN. SUCH LIMITATIONS TO CONSEQUENTIAL AND INCIDENTIAL DAMAGES IS IN EFFECT AND FULL FORCE WHETHER BASED ON WARRANTY, CONTRACT, TORT OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT NOBELIS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IF YOU ARE DISSATISFIED, YOUR SOLE AND EXCLSUIVE REMEDY UNDER THIS AGREEMENT IS TO DISCONTINUE USE OF THIS SITE. SINCE SOME STATES/JURISDICTIONS DO NOT ALLOW FOR THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTIAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. REMEDIES UNDER THIS AGREEMENT ARE EXCLUSIVE AND LIMITED TO THOSE EXPRESSLY PROVIDED FOR IN THIS AGREEMENT.

8. TRANSMISSION

NOBEL IS IN NO WAY LIABLE FOR TRANSMISSION FAILURE, INCLUDING BUT NOT LIMITED TO, THE FAILURE, DELAY, INTERRUPTION OR CORRUPTION OF ANY DATA OR OTHER INFORMATION TRANSMITTED IN CONNECTION WITH USE OF THE SITE. INFORMATION IS TRANSMITTED OVER MANY DIFFERENT EXCHANGES, THE INTERNET, ROUTERS, CARRIER LINES, AND LOCAL AND LONG DISTANCE PHONE COMPANIES AND INTERNET SERVICE PROVIDERS. THESE DEVICES ARE MAINTAINED, SERVICED, AND OWNED BY THIRD PARTIES. THEIR MAINTAINANCE AND SERVICE IS OUT OF THE CONTROL OF NOBEL.

9. INDEMNIFICATION

You agree to defend, indemnify and hold Nobel, its officers, directors, employees, subsidiaries, Customers, Partners, Suppliers, and Affiliates (the "Indemnified Parties"), from and against any and all liability, costs, and settlements, including, without limitation, reasonable attorneys' fees and accounting fees, incurred by the Indemnified Parties in connection with any claim arising out of any breach of this User Agreement by you or any user of any account assigned to you, whether such user is authorized or unauthorized. Nobel will promptly provide notice to you of any such claim, suit, or proceeding and, at your expense, will reasonably cooperate with you in your handling of such matter.

10. LINKS

Other Internet sites and resources link to the Sites controlled by Nobel. Nobel is not responsible for the content or is in any way associated with these third parties. All inquiries regarding the linking sites should be directed to those sites. We provide links to other web sites that we think may be of interest to our users. By providing links, we are not endorsing the materials and content disseminated at those web sites, and we are not responsible for the materials and content at any other site.

11. PROTECTION OF ID AND PASSWORD

You are required to have a password and user ID to access portions of our Site.

11.1 You are given a password and a user ID during registration. The password you are given is the pin number of your first order. You can change your password through account management in the "My Account" section of the Site. Information given during registration must be accurate and updated accordingly. You must be 18 years or older to use this site. In order to protect the accounts of all users, you may not select or use a user ID of another person or use a user ID in which another person has already claimed. Noncompliance with the foregoing shall constitute a breach of this Agreement. Such noncompliance may result in termination of your account. You are solely responsible for maintaining the confidentiality of your user ID and password.

11.2 You must notify Nobel at help@Nobelaffiliates.com of any known or suspected breach of security, including theft, loss, or unauthorized disclosure of your password or credit card information, or unauthorized access or use(s) of your account, or any known or suspected.

11.3 You are responsible for any use and activity on your Nobel account. You are responsible for third party users, including employees, authorized or unauthorized by you to use your user ID and password. Any illegal activity, including, but not limited to, fraudulent misrepresentation, may be, at Nobel's sole discretion, grounds for termination of your account. In certain circumstances, Nobel may refer you to appropriate law enforcement agencies.

12. USE OF SOFTWARE

12.1 Software that is made available to download from this Site ("Software") is the copyrighted work of Nobel its Customers, Partners, Suppliers, or Affiliates. Your use of the Software is governed by the license agreement ("License Agreement"), if any, that is included with the Software. You may only download and install Software that contains a License Agreement, upon agreeing to the License Agreement terms.

12.2 The Software provided to and downloaded by you in accordance with Section 11.1, is licensed to you, subject to the terms contained herein. You have no rights to the Software, code, enhancements, or modifications provided to you beyond the terms contained in the License Agreement. You may not assign, sublicense, or transfer any license granted to you by Nobel its Customers, Partners, Suppliers, or Affiliates. Any attempt to sublicense, transfer, or assign shall be null and void, as if no such attempt had been made. You may not copy, create derivative works, reverse engineer, distribute, or modify the software, code, enhancements, or modifications except that you may make one copy for archival purposes.

12.3 Nobel may, in its sole discretion, suspend or terminate your access to all or part of the site for any reason. Such reasons for termination include, without limitation, breach of this Agreement or if your conduct is unlawful or is harmful to the interest of Nobel and/or its Customers, Partners, Suppliers, or Affiliates.

13. TERMINATION

13.1 Nobel may, in its sole discretion terminate your account at anytime. Affiliates also have the option of terminating their accounts at any time with written notice. To terminate your account, send an e-mail to: help@Nobelaffiliates.com

13.2 NobelCom may, in its sole discretion, suspend or terminate your access to all or part of the site for any reason. Such reasons for termination include, without limitation, breach of this Agreement or if your conduct is unlawful or is harmful to the interest of NobelCom and/or its Customers, Partners, Suppliers, or Affiliates.

14. CHOICE OF LAW

The User Agreement is governed by the internal substantive laws of the State of New York, without respect to its conflict of laws principles.

15. CALLING CARD USAGE

15.1 Following is our general statement on calling card usage. For specific card rules and regulations, please see such rules and regulations for the specific card. Calling Cards may not be used in conjunction with certain other promotions, discounts and contests. Effective per-minute rate realized depends on efficient use of included minutes. Calling Card Rates may vary. Rates are the rate set forth for each specific calling card plus any added fee(s), and/or charge(s) set forth herein or in information for a calling card. A connection fee may apply to each domestic and international call and varies by country unless otherwise stated and such fee shall be charged to your calling card. All calls are billed in 1-minute increments and rounded up unless otherwise stated. For each answered call, billing begins no earlier than the point at which the PIN is entered. Local and Regional Phone Company charges may apply and such fees shall be charged to your calling card. Public payphones may incur an additional charge of up to $0.99 depending on the payphone carrier's policy. Some Calling Cards have a maintenance fee of up to $0.99 a week which will be applied to your calling card within 30 days of first use, as specified. An 800 access fee may be applied to calls without a valid destination number and such fee shall be charged to your calling card. Outside of the United States, 800 access fees may be applied even to calls with valid destination numbers. Access fees to local access numbers may be applied. Federal, State, and local taxes for Lifeline Assistance and Universal Service Fund will be deducted from your calling card. Calls to Directory Assistance will be charged at a higher rate and such fee shall be charged to your calling card. Not all telephones are compatible with PIN calls. Access to compatible telephones is limited in some locations. Calls originating from Alaska, Hawaii, Puerto Rico, the US Virgin Islands and Guam will be charged at a higher rate unless the rate is specifically stated for those origination points. Call terminations at an international cellular phone number will be charged at a higher rate unless the rate is specifically stated for cellular phones. Application of surcharges and fees has the effect of reducing total minutes on the card.

15.2 Nobel delivers calling cards to your e-mail account within minutes of placing your order. Due to customer demand for simplicity of use, most of our phone cards utilize the * and # keys to signify the end of a call. This improves the ease of usage for customers wishing not to re-enter their PIN to make a new call. Unfortunately, this makes most phone cards incompatible with voicemail and messaging systems. For fraud protection purposes, first-time customers may be subject to telephone verification before shipment. If the Nobel system flags your order for verification, one of our customer service representatives will call you within the next 24 business hours to confirm your order over the phone. For abroad and overseas customers, Nobel customer service representatives may ask for documentation for verification purposes. This may include, but is not limited to, a passport, driver's license, or a copy of the front and back of your credit card. Please call us at 1-888-520-9215 if you have any questions about our instant delivery or fraud protection policies. Customer service representatives are available 24/7 toll free, in the United States and Canada. Billing errors may occur. If you have been undercharged, we, in our sole discretion, may charge your provided credit card the amount for which you were not charged correctly.

15.3 NOBEL is committed to providing the lowest phone card rates possible. Therefore, on orders of less than $40.00 we charge a processing fee to cover our cost in verifying the identity of our customers and managing these purchases. This fee is charged irrespective of the method of payment. $20 calling cards expire 90 days after first use unless otherwise stated. Prices are subject to change without notice. Refunds will be offered in the form of exchanges or store-credit on all cards having a full balance, excluding discontinued products. NobelOne Inc. and its affiliate carriers provide network services.

16. SEVERABILITY

If any provision of this User Agreement is found to be invalid by any court having competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of the User Agreement, which shall remain in full force and effect.

17. WAIVER

No waiver of any of these provisions shall be deemed a further or continuing waiver of such provision or any other provision.

18. FORCE MAJEURE

Nobel is not liable for failure or delay in performing an obligation under this Agreement that is due to causes beyond its control, such as natural catastrophes, governmental acts or omission, laws or regulations, labor strikes or difficulties, computer viruses, war, transportation stoppages or slowdowns or the inability to procure Content, information, service, carriers, Product, Software, or Demonstrations. If any of these causes continue to prevent or delay performance for more than 180 days, you may terminate this Agreement, effective immediately upon notice to Nobel.

19. COMPLETE AGREEMENT

These provisions constitute the entire Agreement between you and Nobel with respect to the use of this Site and any Software, Content, or Product contained therein, unless specified and marked "ADDENDUM" on the site.

20. OFFICIAL CORRESPONDENCE

Official correspondence must be sent via postal mail to:
NobelOne Inc.
Legal Department
Post Office 9 Bucharest, PO Box 17
Bucharest, Romania

In the event you have a claim of copyright infringement with respect to Content that is contained in the site, please notify, NobelOne Inc., Customer Support, Post Office 9 Bucharest, PO Box 17, Romania or by e-mail at help@Nobelaffiliates.com